There are a number of key wealth principles that will greatly affect your financial outcome, should you choose to incorporate them into your life. The key wealth principle I will cover in this article is the difference between how the rich view the direction of their lives versus how the poor view the direction of their lives.

The rich believe they create their lives; they have a vision for their lives and the rich implement action to bring about their dreams. Whereas poor people believe life happens to them, that they don’t have control over the direction of their own lives. You can often hear poor people say, “what will be, will be.” This is just a victim mentality of believing you don’t have a choice concerning your circumstances. But you have to realize that having a victim mentality will always keep you from creating and increasing real wealth.

There are three clues to knowing if you have a victim mentality. First, do you blame others for your situation? Do you blame your circumstances for the outcome of your financial situation? Second, do you justify yourself? Are you telling yourself that it’s ok not to have money because money isn’t important? It is true that money isn’t important for everything in life, but money is important in certain circumstances like paying your utility bills, buying food and paying your mortgage. Third, do you complain? Realize that when you complain your focus, your attention, and your energy are on the negative situation, and therefore you cannot see the opportunities right before you!

So, the steps to move out of the poor mindset and into a rich mindset begin first with taking responsibility for every aspect of your life. As an exercise, write down at the end of each day one situation that went well and one situation that did not go well. Then ask yourself what part you played to bring about the success and the failure for each of those events. Doing this exercise for 21 days will be transforming for your life because it will teach you to be accountable for your actions.

The second step is to recognize that you have a choice in what you say and do because there are good and bad consequences for your words and actions.

Third, you need to make a quality decision to not blame, justify or complain, but especially to not complain. For seven days refrain from speaking or thinking of any complaints and watch how your outlook on life changes. A helpful hint for overcoming complaining is to cultivate a lifestyle of thanksgiving about the smallest to the largest issues of your life.

Take these steps and implement them today and watch the positive changes occur in your finances!

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